Professional Liability Insurance

[Crosstimbers Okie]

Mass Benefits - CareerGuard Insurance

Why Consider This Benefit Protection?

PROFESSIONAL LIABILITY INSURANCE: Providing protection for all Federal Employees:

ALL FEDERAL EMPLOYEES: Don't risk losing your retirement benefits. Even if you believe you are a model employee, you can still face frivolous disciplinary proceedings:

A Social Security employee had worked for the agency for 23 years and always received excellent performance reviews. Then a supervisor handed the employee a notice of removal, for littering. It was a no joke - and the removal was sustained. The professional liability insurance paid $57,000 in defense costs. Here�s the best part: The employee was reinstated with back pay and a raise, and able to retire with full benefits.

FEDERAL MANAGERS: Unfortunately the laws do not always protect federal employees and managers. Many employees and managers have been sued, disciplined, or terminated arising out of the simple performance of duties. Lawsuits happen all of the time. Although the government will usually defend its employees, many times conflicts of interest arise that prevent the government from representing all of its employees. In the end, Department of Justice defends the agencies, not the managers, even if they are at high levels.

FEDERAL LAW ENFORCEMENT OFFICERS: CareerGuardsm includes additional coverage for law enforcement due to HR 218, the LAw Enforcement Officers Safety Act.

CareerGuardsm offers you the protection you need! An entire year's premium costs less than a one-hour consultation with an attorney.

Without CareerGuardsm Professional Liability Insurance, defense of disciplinary proceedings can result in attorney fees exceeding $50,000.

Congress mandated that all federal agencies reimburse qualified employees up to 50% of the annual premium. Contact your payroll office for eligibility and reimbursement procedures.

[all4114all]

I guess you believe pretty strongly in this to post it THREE TIMES!!! lol

I think perhaps the "outtage" messed with po.org's mind??? It has been acting funny since. Perhaps it needs a drink....

[Hack]

I'm getting things together for it right now. I want to pay by the quarter if I can, but I will go pay roll deduction if need be.

[gordo retired hack]

i definitely would have benefited from this plan as my attorney fees ran $75.000 along with the embarrasment of having to ask family for help.looking back a person would be an idiot not to jump on a program liks this. enough said...,gordo

[Crosstimbers Okie]

From one who knows first-hand!

[Hack]

Originally Posted by gordo retired hack

i definitely would have benefited from this plan as my attorney fees ran $75.000 along with the embarrasment of having to ask family for help.looking back a person would be an idiot not to jump on a program liks this. enough said...,gordo

I remember hearing what some of you all went through. To be honest with another one under the microscope for defending someone's physical well being, along with the past history of the place dumping on some others, including you all, I don't think it's a good idea to go with out it. I made my first payment and coverage starts my first day back at work this week. I understand that they have some type of provision concerning LEOSA. I wonder how that works? I know the union will help where possible on this stuff, but the extra insurance is definitely a buffer against the bad ones who would go after us for simply doing our jobs; and I assume carrying off duty legally.

[Hack]

I now have a copy of the Master Policy for Career Guard, if anyone is interested in looking it over.

[Crosstimbers Okie]

Post it Yank, or send it to me and I will.

[Hack]

The attached file is the master policy for Career Guard. Hopefully I won't need it, but at least I have it. With the current environment with the BOP I'm under no illusion that it's safe to go without some form of coverage, or lawyer on retainer.

[Crosstimbers Okie]

Excellent!

Honestly Yank, I would be more worried of legal action in a high rather than a medium. But, the LEOSA coverage is golden!