Professional Liability Insurance

[Crosstimbers Okie]

Mass Benefits - CareerGuard Insurance

Why Consider This Benefit Protection?

PROFESSIONAL LIABILITY INSURANCE: Providing protection for all Federal Employees:

ALL FEDERAL EMPLOYEES: Don't risk losing your retirement benefits. Even if you believe you are a model employee, you can still face frivolous disciplinary proceedings:

A Social Security employee had worked for the agency for 23 years and always received excellent performance reviews. Then a supervisor handed the employee a notice of removal, for littering. It was a no joke - and the removal was sustained. The professional liability insurance paid $57,000 in defense costs. Here�s the best part: The employee was reinstated with back pay and a raise, and able to retire with full benefits.

FEDERAL MANAGERS: Unfortunately the laws do not always protect federal employees and managers. Many employees and managers have been sued, disciplined, or terminated arising out of the simple performance of duties. Lawsuits happen all of the time. Although the government will usually defend its employees, many times conflicts of interest arise that prevent the government from representing all of its employees. In the end, Department of Justice defends the agencies, not the managers, even if they are at high levels.

FEDERAL LAW ENFORCEMENT OFFICERS: CareerGuardsm includes additional coverage for law enforcement due to HR 218, the LAw Enforcement Officers Safety Act.

CareerGuardsm offers you the protection you need! An entire year's premium costs less than a one-hour consultation with an attorney.

Without CareerGuardsm Professional Liability Insurance, defense of disciplinary proceedings can result in attorney fees exceeding $50,000.

Congress mandated that all federal agencies reimburse qualified employees up to 50% of the annual premium. Contact your payroll office for eligibility and reimbursement procedures.